• Your marketplace needs matching logic that no off-the-shelf platform can handle?

  • Commission structure or payout timing too complex for standard payment platforms?

Marketplace Development Services

Off-the-shelf marketplace platforms are built for simple supply-meets-demand transactions. If your matching logic, commission structure, trust mechanisms, or multi-sided workflows are more complex than that, the platform breaks down -- or you pay for years of custom development on top of it.
We build custom two-sided and multi-sided marketplace platforms from scratch. Matching, payments, trust and safety, and the operational tools your team needs to run the marketplace.

  • Custom marketplace built for your specific matching logic and commission structure

  • Payments, escrow, and split payouts for all major payment providers

  • Trust and safety systems including reviews, verification, and dispute resolution

  • 100+ products shipped including platforms with complex multi-party transactions

Trusted by startups & global brands worldwide

VodafoneAldiCalorgasEnergia RewardsNikeGeneral ElectricBank of AmericaCiscoHeinekenMicrosoftT-MobileValero

A marketplace is harder to build than it looks

The frontend is the easy part. The hard part is the payment architecture, the matching logic, the trust and safety system, and the admin tools your team needs to operate the platform.

Most marketplace failures aren't product failures -- they're architecture failures. The payment split doesn't work for the commission structure. The matching logic can't be configured. The admin can't manage disputes without calling engineering. These aren't edge cases; they're the core product.

For the booking and scheduling layer in a service marketplace, see our booking system development service. For the loyalty and retention system in a marketplace platform, see loyalty program development.

What we build

Listing and discovery

Product, service, or profile listings with the fields, categories, and search filters specific to your marketplace. Search and discovery optimised for your matching model -- geo-based, skill-based, availability-based, or price-based. Listing approval workflows for curated marketplaces. The discovery experience that converts browsers into buyers.

Matching and booking

Custom matching logic for your marketplace model. Availability calendars and booking flows for service marketplaces. Request-quote-accept workflows for negotiated transactions. Instant booking and request-to-book options. The transactional flow that takes a user from interest to commitment without friction.

Payments and payouts

Split payments between platform and providers. Escrow for service delivery before release. Scheduled payouts on your commission model. Refund and cancellation flows. Multi-currency for international marketplaces. Tax reporting and 1099/W-9 handling for US marketplaces. The payment architecture that makes your commission model work.

Trust and safety

Identity verification, provider background checks, and document upload workflows. Reviews and ratings with fraud protection. Dispute resolution workflows for failed transactions. Fraud detection rules and flagging. Insurance integration for high-value service categories. The trust infrastructure that makes strangers transact.

Messaging and communication

In-platform messaging between buyers and sellers with the right controls -- keeping communication on-platform until the transaction is committed, then optionally releasing contact details. Notification systems for bookings, payments, messages, and reviews. The communication layer that keeps transactions moving.

Admin and operations

Full admin panel for your operations team. User management, listing approval, transaction monitoring, dispute resolution, commission configuration, payout controls, fraud flagging, and marketplace analytics. The tools your team needs to run the marketplace without involving engineering in day-to-day operations.

Tell us about your marketplace model.

Matching logic, payment structure, trust requirements. We'll design it and give you a fixed cost.

How we work

We start by understanding your marketplace model before writing a line of code. Two-sided or multi-sided? Instant booking or request-to-accept? Fixed commission or variable? What does trust look like for your transaction type? The payment architecture is designed in this phase -- it's where most marketplace complexity lives, and it can't be refactored cheaply later.

  • Market model documentation: participant types, transaction flow, commission structure

  • Payment architecture design: split payment logic, escrow rules, payout schedule

  • Trust and safety requirements: verification depth, review system, dispute rules

  • Fixed-cost scope for the first phase with milestone delivery dates

Marketplace architecture that handles the complexity you actually have.

Tell us your matching logic, payment structure, and trust requirements. We'll design it and give you a fixed cost.

What our clients say

Gil Nugraha
Play Button
I definitely recommend RaftLabs, especially to solo founders like me. Their clear communication and detailed discussions have always helped me make better decisions.
Gil Nugraha

Founder at UrShipper

2k+
shipments processed across 70+ countries in year one
200+
customers migrated without service disruption

Marketplace built for your matching logic and commission structure.

Tell us how your marketplace works and where off-the-shelf platforms break down. We'll design the architecture and give you a fixed cost.

Frequently asked questions

We build two-sided marketplaces (buyers and sellers), service marketplaces (clients and service providers), B2B marketplaces (businesses buying from businesses), rental and sharing economy platforms, and multi-sided platforms with more than two participant types. Use cases include: freelance and talent marketplaces, product and inventory marketplaces, booking and appointment platforms, lead generation and referral marketplaces, and industry-specific procurement platforms. The common thread is a platform that connects multiple parties and manages the transaction between them.

Marketplace payments are more complex than standard e-commerce -- you need to split payments between the platform and the seller, handle escrow for service-based transactions, manage payouts on a schedule, and deal with refunds and disputes across multiple parties. We integrate with Stripe Connect for most marketplace payment flows (it's the best-supported infrastructure for this use case). For specific geographies or requirements, we also work with Adyen, Mangopay, and regional payment providers. We build payout schedules, commission calculations, and tax reporting into the payment layer.

Every marketplace faces the supply-demand cold start problem -- sellers won't join without buyers, and buyers won't engage without sellers. We address this in the product design phase. Common approaches include starting with supply-side only (building the seller/provider experience first and seeding with manually sourced providers), geo-restriction (launching in one city or vertical before expanding), and aggregation (starting as a directory before adding transaction capability). We design the marketplace sequencing into the launch strategy, not just the product.

Every marketplace we build includes a full admin panel for the operations team. This covers user management, listing approval workflows, transaction monitoring, dispute resolution tools, commission configuration, payout management, fraud flagging, and reporting. The operations team needs to be able to manage the marketplace without engineering involvement for day-to-day tasks. We scope the admin requirements in detail during discovery because they're often as complex as the user-facing product.

Trust is the core product of a marketplace -- without it, neither side transacts. We build trust and safety systems including identity verification (integrated with Onfido, Stripe Identity, or document upload + manual review), reviews and ratings with anti-manipulation safeguards, seller/provider verification workflows, escrow and conditional release for high-value transactions, dispute resolution workflows, and fraud detection rules. The specific mechanisms depend on your marketplace type and the risk profile of transactions.

A focused marketplace MVP -- core matching, listings, payments, and basic admin -- typically runs $60,000--$120,000. Full-featured marketplace platforms with advanced matching, complex payment flows, trust and safety systems, and a complete admin panel run $120,000--$250,000 or more depending on complexity. We always scope before pricing. For marketplaces, the most important scoping question is the payment architecture -- that's where complexity lives.