SaaS Development Company in Europe

SaaS development for European businesses

RaftLabs builds multi-tenant SaaS products for companies across Ireland, the Netherlands, Germany, and the Nordics. EU data residency per tenant, Stripe billing, and a fixed price in euros.

  • Multi-tenant SaaS products shipped for European clients since 2015

  • EU data residency and tenant isolation designed in from day one

  • Stripe billing, EU VAT (OSS and reverse-charge), and PSD2-ready payments built in

  • Launch a validated v1 in 10 to 16 weeks, then grow it, priced in euros

0-delay insights Voice AI20k+ txns day one AI Automation1,062 users in 4 weeks Loyalty

Explore by region

The problem

Sound familiar?

  • Selling into the EU but unsure how to prove where each customer's data is actually hosted?

  • Enterprise buyers asking for a DPA, sub-processor list, and SOC 2-style controls you don't have yet?

  • Subscription billing and VAT across EU countries bolted on instead of designed in?

Short answer

RaftLabs builds multi-tenant SaaS for European businesses across Ireland, the Netherlands, Germany, and the Nordics. Products ship with EU data residency, tenant isolation, GDPR-by-design handling, EU VAT (OSS) billing, and PSD2-ready payments. A validated v1 launches in 10 to 16 weeks, priced in euros, with full source-code ownership.

Key takeaways

  • RaftLabs builds multi-tenant SaaS with EU data residency and tenant isolation designed in from day one.
  • Stripe billing, EU VAT (OSS and reverse-charge), PSD2-ready payments, and a customer-facing DPA and sub-processor list are built in.
  • A validated v1 launches in fixed-cost 10 to 16 week cycles priced in euros, then grows into the full platform, with full source-code ownership.
  • GDPR data-subject rights are handled per tenant, so your enterprise buyers' security reviews pass.

Compliance

EU data rules handled at the tenant level

  • 01

    Data residency per tenant

    Each customer's data can be pinned to an EU region and kept there, with EU-region hosting and EU-based sub-processors as the default.

  • 02

    GDPR rights per tenant

    Consent, data-subject access, and deletion handled cleanly for every tenant, so one customer's data request never touches another's.

  • 03

    Buyer-ready compliance artefacts

    The technical controls behind a DPA, a published sub-processor list, tenant isolation, and audit logging, so enterprise security reviews pass.

  • 04

    DORA-aware for fintech SaaS

    For financial products, operational-resilience and third-party-risk expectations under DORA handled as first-class requirements.

Billing, payments, accessibility

The EU-specific plumbing most build teams skip

  • 01

    VAT OSS and reverse-charge

    B2C digital-service sales wired to the VAT One-Stop-Shop, B2B cross-border sales handled by reverse charge, and VAT-correct invoices from your first customer, not a year-two clean-up.

  • 02

    PSD2 Strong Customer Authentication

    Where your product takes card payments in the EEA, SCA and 3-D Secure 2 are built into the flow, so European checkouts clear the bank challenge instead of failing it.

  • 03

    EAA and EN 301 549 accessibility

    For consumer-facing SaaS, the interface is built to EN 301 549 (WCAG 2.1 AA), the standard the European Accessibility Act has required since June 2025.

  • 04

    Data-transfer discipline post-Schrems II

    EU-region hosting and EU sub-processors keep customer data in-region by default, so a US-transfer question never stalls your enterprise security review.

Why European SaaS companies build with RaftLabs

Selling SaaS into the EU means proving, not just claiming, where customer data lives and how it is protected. We design tenant isolation and EU data residency in from the first sprint, wire in Stripe billing with EU VAT handling, and quote a fixed price in euros. Ireland, where our track record is deepest, is home to a dense cluster of EU-headquartered and US-into-EU SaaS companies who face exactly these requirements.

The EU rules your SaaS has to clear

45%
of EU enterprises already buy cloud services
Eurostat, 2023
€20M / 4%
GDPR fine ceiling, whichever is higher
GDPR Article 83
June 2025
European Accessibility Act now in force
EAA, evidenced via EN 301 549

Our take: since the European Accessibility Act took effect in June 2025, accessibility stopped being optional for consumer-facing SaaS sold in the EU. Pair that with post-Schrems II scrutiny of US data transfers, and the products that win European enterprise deals now prove three things up front: where data lives, who can reach it, and that the interface meets EN 301 549. We build to that bar from the first sprint. Retrofitting it after a failed security review costs more than designing it in.

Why us

What working with us actually looks like

  • 01
    Residency designed in

    EU data residency and tenant isolation built into the architecture, not retrofitted when an enterprise buyer asks.

  • 02
    Billing that fits the EU

    EU VAT and reverse-charge handling wired into subscriptions, so cross-border invoicing is correct from the first customer.

    Built with
    Stripe
  • 03
    Fixed price in euros

    Scope and cost agreed before we start, quoted and invoiced in euros. No open day-rate on your runway.

  • 04
    Enterprise-review ready

    DPA-backing controls, a sub-processor list, and audit logging that get your product through procurement faster.

  • 05
    You own the platform

    Full source code and IP on delivery, with no dependency on us to keep your product running.

  • 06
    Same-time-zone delivery

    Full overlap with CET and GMT hours, so releases and decisions happen in your working day.

What we build

SaaS capabilities we build for European teams

The process

How we build your SaaS product

  1. 01

    Scope, tenancy, and residency review before we start

    We define the build, the tenancy model, and the data-residency requirements, then quote a fixed price in euros. You approve scope before any code is written.

  2. 02

    Build in two-week milestones

    Senior engineers ship working software every two weeks, reviewed live in your time zone.

  3. 03

    Wire in billing, access, and compliance

    Stripe billing, role-based access, tenant isolation, and the audit logging your enterprise buyers expect.

  4. 04

    Launch and hand over

    Deployment to EU infrastructure, full source-code handover, and the compliance artefacts your customers' security teams ask for.

Recent work with European clients

We've built SaaS and platform products live with European users. Recent work includes a receipts-and-rewards platform for Musgrave's SuperValu and Centra, a rebuilt rewards platform for the Irish utility Energia, and branded booking and keyless-entry software for City Break Apartments. Each one shipped to a fixed scope, in the client's time zone, with EU data handling built in.

Stay on topic

More on SaaS development

Proof

Proof

Brux ships a dental marketing SaaS: AI smile previews, GoHighLevel sync, and self-serve onboarding built for 1,000-office scale

Read the case study
Custom Lawn Care Software: When to Build vs. Buy

Article

Custom Lawn Care Software: When to Build vs. Buy

Jobber works fine for 8 crews. When you hit 20 crews across multiple territories, franchise obligations, or specialized turf contracts, off-the-shelf lawn care software stops covering your workflow. Here is how to know when to build, and what it costs.

Read more
Golf Course Management Software That You Own

Article

Golf Course Management Software That You Own

GolfNow and Club Essential charge per round and keep your customer data. At 36,000 rounds a year, that is $72,000 in fees for software you will never own. Here is what custom golf course management software actually costs and when it makes sense.

Read more
Telemedicine Platform Development: Cost, Build vs. Buy, and What to Expect in 2026

Article

Telemedicine Platform Development: Cost, Build vs. Buy, and What to Expect in 2026

Health systems and specialty networks trying to run branded telehealth on off-the-shelf tools hit the same wall. Here is what custom telemedicine platform development actually costs, when it beats SaaS, and what a phased build looks like.

Read more

Frequently asked questions

We design residency in at the tenant level, so each customer's data can be pinned to an EU region and stays there. Hosting defaults to EU regions (typically Frankfurt, Dublin, or Amsterdam) with EU-based sub-processors, and we give you a customer-facing sub-processor list so your buyers can verify it themselves rather than take it on trust.

Yes. We build the technical controls that back a Data Processing Agreement, a published sub-processor list, tenant isolation, role-based access, and audit logging, so your product is not the blocker in an enterprise security review. If you are heading toward SOC 2, we build to the controls auditors look for.

Stripe billing, subscription management, usage-based pricing, and feature flags are built in. B2B cross-border sales use the reverse-charge mechanism, and B2C digital-service sales are wired to the VAT One-Stop-Shop (OSS, the scheme that replaced MOSS in 2021), so tax is correct from the first customer. Where the product takes card payments, we build PSD2 Strong Customer Authentication in, not bolt it on. Pricing-model changes later are a configuration change, not a re-architecture.

Pricing is in euros and fixed before each phase. A first shippable slice, a lean multi-tenant v1, starts around €40,000. The full platform, with billing, complex tenant isolation, integrations, and enterprise controls, grows to €200,000 or more as you add scope. You approve a fixed scope and price before any code is written, then again before each phase.

Our team overlaps fully with CET and GMT business hours, so product decisions, reviews, and releases happen live during your working day. Most European clients work with us as an extension of their in-house team rather than an offshore vendor on a delayed handoff.

Work with us

Building a SaaS product for European customers?

Tell us who you're selling to and the data-residency bar they set. Within one business day you get a straight take on cost in euros, timeline, and the right first step.

  • Scope and cost agreed before work starts. No surprises. No obligation.
  • Working prototype within 3 weeks of kickoff.
  • Pay by milestone. You see progress before each invoice.
  • 60-day post-launch warranty. Bug fixes, UI tweaks, and deployment support. No retainer.
  • All conversations are NDA-protected.