Financial Software Development

Financial software for planning, consolidation, and treasury controls.

We build internal finance software when a standard FP&A, consolidation, reporting, or treasury platform cannot represent a material management structure or workflow. The first release focuses on one trusted output, approved mapping rules, controls, ERP integration, and a parallel run.

See our work

Bring the problem, the current workflow, or the existing code. We reply with a practical next step within one business day.

The brief

Start with what is not working.

Good software decisions begin with the constraint, not a list of features or a preferred technology.

01

Does every management pack begin with copied trial balances, mapping work, eliminations, and spreadsheet reconciliation?

02

Can finance explain who changed a mapping, forecast, rate, approval, or exception and reproduce the prior result?

Plain answer

Financial software development builds internal planning, management reporting, consolidation, or treasury workflows when a standard platform cannot represent a material structure or rule. RaftLabs implements approved mappings, calculations, access, audit, ERP integration, exceptions, and parallel-run evidence around one trusted output. A focused single-entity release starts at $35,000 and usually takes 10 to 16 weeks.

The ledger closed. The management numbers were still being assembled.

Finance exported trial balances, applied reporting mappings, converted currencies, entered eliminations, and rebuilt the board pack. Still fragile. A governed workflow puts the finance rule somewhere the team can inspect, test, approve, and repeat without rebuilding the board pack by hand.

Published adjacent financial-system proof

transactions in the first three months
10,000+
Mobile POS case study
independent audit completed
PCI DSS
Mobile POS case study
documented product delivery
14 weeks
Mobile POS case study

The mobile POS case proves transaction processing and audited control work in a financial system. It is not an FP&A, consolidation, or treasury case. A new release needs its own mapping, calculation, approval, reconciliation, and parallel-run evidence.

Build custom financial software when a material finance rule cannot fit a standard platform.

Start with one output finance already trusts and the historical periods needed to prove it.

A fit
01

The entity, dimension, mapping, calculation, approval, or integration model is materially unsupported.

02

Finance owners can approve rules, periods, sources, access, controls, and exceptions.

03

Historical accepted outputs are available for a meaningful parallel run.

Not a fit
01

A standard FP&A, consolidation, treasury, or reporting product fits through configuration.

02

The source ledger and business definitions are not stable enough to reconcile.

03

The requirement is a customer-facing fintech product or core ERP transaction module.

Choose the right finance-system layer

NeedBest-fit servicePrimary boundary
Plan, consolidate, report, or manage treasuryFinancial softwareMappings, calculations, approvals, access, and reconciliation
Record finance, inventory, procurement, and operations transactionsERPAuthoritative records, postings, controls, migration, and close
Automate AP, bank reconciliation, or close tasksAccounting automationDocument, transaction, exception, and approval workflow
Build a customer-facing payments or banking productFintech softwareProduct ledger, regulatory perimeter, customer controls, and operations

Scope

What belongs in a focused financial software release

  • 01

    Source and mapping layer

    Ingest approved ERP or accounting data and version chart, entity, cost-centre, product, customer, and reporting mappings.
  • 02

    Finance calculation model

    Implement approved plan drivers, rates, eliminations, allocations, scenarios, cash logic, or management measures with lineage.
  • 03

    Workflow and versions

    Control submissions, approvals, locks, forecasts, scenarios, overrides, commentary, and the calendar for the selected output.
  • 04

    Access, audit, and export

    Restrict entity and subject detail, record important changes, preserve prior versions, and control outputs and downloads.
  • 05

    Reconciliation and reporting

    Publish the trusted output with source totals, differences, exceptions, freshness, and evidence finance can investigate.

How it works

From finance rule to trusted parallel-run output

  1. Phase 1
    01

    Define the output and ownership

    Choose one reporting, planning, consolidation, or treasury output and map users, rules, approvals, calendar, sources, and acceptance.

  2. Phase 2
    02

    Reconcile mappings and controls

    Document ledgers, dimensions, entities, rates, eliminations, versions, permissions, audit, exceptions, and authoritative data.

  3. Phase 3
    03

    Build the governed finance workflow

    Implement ingestion, mappings, calculations, approvals, reporting, lineage, audit, reconciliation, and controlled exports.

  4. Phase 4
    04

    Parallel-run and release

    Compare with approved periods, investigate differences, complete control review, train owners, and cut over with rollback.

Risk

What the finance specification must settle

Definitions and periods
Approve ledgers, dimensions, calendar, rates, mappings, eliminations, versions, and restatement treatment.
Control and authority
Name who submits, approves, overrides, locks, reopens, exports, and changes each finance rule.
Traceability
Preserve source, transformation, calculation, version, user, time, exception, and prior value for important results.
Parallel-run acceptance
Choose representative periods, tolerance, reviewers, issue ownership, and the evidence required before cutover.

Scope and price

A focused financial software release starts at $35,000.

Begin with one output, one ERP or accounting source, approved rules, controls, reporting, and a parallel run.

A standard finance platform is the better choice when configuration supports the management structure and controls.

Starting investment

Starts at $35,000

A focused single-entity release usually takes 10 to 16 weeks. More entities, currencies, sources, history, planning models, or control evidence extend the plan.

Finance approves the rule

Mappings, calculations, periods, approvals, and accepted examples are owned by finance, not inferred from a workbook silently.

Parallel run before cutover

The new output is reconciled against approved periods with differences explained before it replaces the current process.

Related enterprise-system services

Common questions

Custom software is justified when a material planning, consolidation, treasury, management-reporting, or integration rule cannot be handled safely through supported configuration. If a standard finance platform fits the entities, dimensions, workflow, controls, and output, buying it usually reduces ownership.

This page covers internal CFO-office workflows such as FP&A, consolidation, management reporting, and treasury. Fintech software is usually a customer-facing regulated product for payments, banking, lending, investing, or insurance. The users, controls, integrations, and regulatory perimeter are different.

The design uses supported APIs, events, or controlled files and records the ledger, dimension, entity, period, currency, and mapping contract. It also defines timing, late postings, restatements, duplicates, rejected records, reconciliation totals, and what happens when the ERP feed is incomplete.

We run representative historical periods and current cycles alongside the approved process. Finance reviews mappings, rates, eliminations, calculations, versions, exceptions, and reports. Differences are explained and resolved before cutover; the system does not earn trust merely because totals look plausible.

A focused single-entity release starts at $35,000 and usually takes 10 to 16 weeks. It covers one output, one ERP or accounting source, approved mappings and calculations, role access, audit, exceptions, reporting, and parallel run. More entities, currencies, sources, history, or control evidence increase scope.

Work with us

Bring the finance output your team still assembles by hand.

Share the current workbook or pack, ERP source, mappings, entities, calendar, approvals, controls, exceptions, and accepted periods. We will first test whether a standard platform can fit.

  • Scope and cost agreed before work starts. No surprises. No obligation.
  • Working prototype within 3 weeks of kickoff.
  • Pay by milestone. You see progress before each invoice.
  • 60-day post-launch warranty. Bug fixes, UI tweaks, and deployment support. No retainer.
  • All conversations are NDA-protected.