A family's wealth rarely lives in one place - banks, brokerages, private equity funds, real estate holdings, and trusts each report differently, on their own schedule, and someone still has to reconcile it all into one number the principal can actually trust. We build the aggregation, reporting, and entity-tracking software around how your office actually consolidates, not a generic wealth dashboard.
Multi-custodian portfolio aggregation pulling from banks, brokerages, and fund administrators
Consolidated reporting built around how your principals actually want to see their wealth
Entity structure tracking across trusts, LLCs, and foundations
Fixed-cost delivery, scoped up front
The problem
Your team still pulling statements from each custodian by hand and reconciling them in a spreadsheet every reporting cycle?
No single view of ownership across the trusts, LLCs, and entities your family's wealth actually sits in?
Short answer
RaftLabs builds family office software: multi-custodian portfolio aggregation, consolidated reporting, entity tracking for trusts and LLCs, generational access control, and security architecture for sensitive data. It fits single and multi-family offices whose reporting is consolidated manually across banks, custodians, and asset classes. A consolidated reporting tool runs $55K to $110K over 14 to 20 weeks, fixed cost, with post-launch support.
Who this is for
Principals and family councils
Consolidated reporting the principal trusts on the first read.
Single family offices
Entity structures, reporting formats, and custodian mixes the platform model can't express.
Multi-generational families
Transparency for the next generation without exposure for the family.
Office staff and advisors
One system instead of the ping-pong between QuickBooks and Excel.
01 Diagnosis
Reporting is consolidated by hand, every cycle
Family offices spend a fifth of working hours on manual processes, rocketing to two-fifths for larger ones, running high alternatives allocations and scores of legal entities through multiple non-specialist systems. It's a hugely inefficient game of systems ping pong between QuickBooks and Excel. Wealth spread across banks, brokerages, private equity funds, and real estate holdings means pulling statements from each source separately and reconciling them into one number, manually, with real risk of error at every step. The work doesn't get easier as the structure grows; it gets slower and riskier. Automated aggregation that pulls from every custodian into one system removes the manual reconciliation step entirely. Reports reconcile every account and entity, so the total is the truth, not a sum of fragments.
The platform's price climbs as your wealth does
Most consolidation platforms price against assets, directly or through tiers that climb as you do. You're paying more every year for the same reporting, because the number it reports on got bigger. A family office paying tens of thousands a year for portfolio reporting is a common, openly discussed figure. A custom build costs a fixed amount agreed before development starts. The reporting doesn't get more expensive because the family got wealthier. The invoice stays flat while the portfolio grows, because the price was fixed at scoping.
Ownership is scattered across entities nobody has mapped
Family wealth is rarely held directly. Trusts, LLCs, and foundations sit between the family and the underlying assets, often layered across generations of estate planning. Almost two-thirds of single family offices use 26 or more legal entities. Without an explicit map of that structure, understanding true ownership or beneficial interest means reconstructing it from memory or old documents every time it matters. Software that tracks entity structure as a first-class part of the data model, not something inferred from account names, keeps that answer current and accurate. The entity map documents what the family owns, with records to show for it at every review.
The next generation won't tolerate the current stack
The next generation grew up as digital natives. They are unwilling to tolerate clunky software, delayed reporting, and opaque financial structures. They want access to information around the clock on their phones and they expect transparency. A principal, their spouse, adult children, and office staff all need different views into the same underlying wealth data. Access control built around your family's actual structure, not a single-user system stretched to fit a household, gives each person the visibility they need and nothing more. Younger family members see a modern interface instead of the spreadsheet pile they were meant to inherit.
Cybersecurity is the number one operational fear
Cybersecurity and data breaches are now the top near-term operational concern for family offices, cited by a majority in recent surveys, with phishing attempts and breached personal accounts already common. The data a family office handles, full financial position, entity ownership, personal identifying information, is exactly the kind of data that creates real exposure if mishandled. Architecture designed around encryption, access control, and audit logging from the start, rather than retrofitted after a security review flags gaps, is the difference between compliance being achievable and being a scramble. Access control fits each role from the start, so sensitive data never depended on who was careful.
02 What we ship
Position and transaction data pulled from banks, brokerages, and fund administrators via API or structured statement parsing, scoped to the custodians your office actually works with. Staff work in one place, and month end stops being a chase across two tools.
Reporting built around how your principals actually want to see their wealth: by entity, by asset class, by generation. Not a generic brokerage-style statement. The principal reads one dashboard and believes it, because the data behind it reconciles.
Explicit tracking of trusts, LLCs, and foundations as first-class entities, so true ownership and beneficial interest is documented, not reconstructed from memory. Entities update as the structure changes, so the map is never two deals behind reality.
Access scoped to principal, spouse, adult children, and staff, so each person sees what's appropriate for their role without a single shared login. Adult children see what is appropriate for their role, and nothing beyond it.
Consolidated cash-flow visibility across accounts and entities, supporting capital-call tracking, distribution scheduling, and liquidity planning. Cash positions across custodians show in one view, ahead of the capital call.
Encryption at rest and in transit, role-based access controls, and audit logging for every system that processes sensitive financial and personal data. Advisors answer due-diligence questions with documentation instead of explanations.
Data-broker monitoring and removal automation for each principal's personal details, with scheduled re-checks since brokers re-list data within months. Deepfake and impersonation monitoring for unauthorized use of a principal's name, likeness, or voice, flagged for human review, scoped to a maintainable monitoring surface. Results land in the same family dashboard as wealth reporting, not a separate tool with its own login. Risk surfaces in reporting before the market forces the discovery.
Integrations
Custodian and entity data flow into one consolidated picture, under access control that fits each generation's role.
03 Buy, build, or wait
The family office software decision usually comes down to two questions: does the platform fit your structure, and what does it cost you to keep handing your data over?
Buy the platform
Addepar, Eton Solutions
Strong, well-built tools for offices whose entity structure, reporting format, and custodian mix fit their model.
Build custom
When the price climbs with you
Platform pricing against assets means paying more every year for the same reporting. A custom build has a fixed price.
When your data stays yours
The software runs on infrastructure you control. No vendor holds the map of what you own.
When the structure doesn't fit
Entity structures, reporting formats, or custodian mixes the platform's model can't express.
Bottom line
Buy the platform when it fits. Build when the fit or the price breaks.
04 How we work
Every family office build needs custodian relationships, entity structure, and access control mapped before a line of code is written, with security designed in alongside the data model, not added afterward. Our family office software development service walks through how we approach discovery, architecture, build, and security testing.
Trusted by
05 Track record
08 Why us
09 Questions
Family office software consolidates a family's wealth data, held across banks, brokerages, private equity and hedge funds, real estate, and trusts, into unified reporting. It typically tracks the entity structures that wealth is legally held in, along with access control for different family members and staff.
Yes. Pulling position and transaction data from banks, brokerages, and fund administrators - via API where available, via structured statement parsing where it isn't - is the core of most requests in this space. We scope which custodians your office actually works with during discovery.
Yes. Family wealth is often held across a structure of trusts, LLCs, and foundations rather than directly. We build the entity-relationship model around your family's actual structure during discovery.
Yes. Multi-generational access control, so a principal, their spouse, adult children, and staff each see only what's appropriate for their role, is a standard requirement we build in from the start.
A single-purpose consolidated reporting tool typically takes 14-20 weeks and runs $55K to $110K. A full platform with multi-custodian aggregation, entity tracking, and multi-generational access control runs 20-30 weeks and $150K to $350K. We scope every project before pricing. Fixed cost, agreed before work starts.
The software handles highly sensitive financial and personal data by design, so we scope the security architecture accordingly: encryption at rest and in transit, role-based access controls, and audit logging. Your legal and compliance advisors own the regulatory framework; we build the technical safeguards that make it achievable.
Established platforms are strong tools for offices whose needs fit their model. Custom software makes sense when your entity structure, reporting format, or custodian mix doesn't fit an off-the-shelf platform well, or when you want the aggregation layer to feed into tools you already use. We help assess the right fit during discovery.
Yes. Hundreds of data brokers aggregate and resell personal details - home addresses, family members, property records, phone numbers - often sourced from public records and other brokers' listings, and they frequently re-list data within months of a removal. We build automated monitoring of which brokers list each principal's information, removal-request submission (via API where a broker supports it, via structured web-form automation where it doesn't), and scheduled re-checks to catch re-listing. The initial broker list and removal-method mix are scoped during discovery based on where your principals' exposure actually sits.
Yes, within a defined scope. This means monitoring for unauthorized use of a principal's name, likeness, or voice - fake social profiles, cloned-voice scam reports, manipulated video or audio - using detection models that flag likely matches for human review. We're clear about the limits: detection catches what manual searching misses, but no system guarantees catching every instance, so we scope the monitoring surface (which platforms, which signals) to what's realistic to maintain. Alerts land in the same family dashboard as your other reporting, not a separate tool with its own login.
That's the right worry. To consolidate your picture with a platform, you hand it over: statements, positions, entity structure, the whole map of what you own and through which vehicle, aggregated onto a vendor's servers so it can be reported back to you. With a custom build, the software runs on infrastructure you control, and the data never leaves your custody. You're not renting your own balance sheet back by the basis point, and you're not renegotiating access to your own data when you want to leave.
Family office software development
multi-custodian aggregation, reporting, entity tracking, access control
Fintech software development
ledgers, payments, and financial compliance software
WealthTech software development
portfolio management, advisor tools, and wealth platforms
Fund administration software development
NAV calculation, investor onboarding, capital calls, economic substance reporting
Fintech software development services
custom fintech platforms, discovery through delivery
Custom software development
fixed-cost custom builds, discovery through delivery
Tell us how your office consolidates reporting today, and where the gaps are. We'll tell you how we'd approach it.
