Family Office Software Development Services
Wealth reporting software built around your custodians, not a generic dashboard
A family's wealth rarely lives in one place: banks, brokerages, private equity funds, real estate holdings, and trusts each report differently, on their own schedule, and someone still has to reconcile it all into one number the principal can trust. We build multi-custodian aggregation, consolidated reporting, and entity-structure tracking around how your office actually consolidates.
Multi-custodian portfolio aggregation pulling from banks, brokerages, and fund administrators
Consolidated reporting built around how your principals actually want to see their wealth
Entity structure tracking across trusts, LLCs, and foundations
Fixed-cost delivery, scoped up front, with source code ownership
Bring the problem, the current workflow, or the existing code. We reply with a practical next step within one business day.
Trusted by
The brief
Start with what is not working.
Good software decisions begin with the constraint, not a list of features or a preferred technology.
Your team still pulling statements from each custodian by hand and reconciling them in a spreadsheet every reporting cycle?
No single view of ownership across the trusts, LLCs, and entities your family's wealth actually sits in?
Plain answer
Family office software development covers multi-custodian portfolio aggregation, consolidated reporting dashboards, entity structure tracking for trusts and LLCs, multi-generational access control, and security architecture for sensitive financial data. RaftLabs builds this for single and multi-family offices whose reporting is still consolidated manually across banks, custodians, and asset classes.
What to remember
- Multi-custodian aggregation removes the manual reconciliation step that grows riskier, not easier, as a family's holdings structure grows more complex.
- Entity structure (trusts, LLCs, foundations) needs to be tracked as a first-class part of the data model, not inferred from account names, to keep true ownership answerable on demand.
- Multi-generational access control matters because a principal, spouse, adult children, and staff all need different visibility into the same underlying wealth data.
- A full platform with aggregation, entity tracking, and access control is delivered at a fixed, agreed cost.
Proof
- software products shipped, including wealth, fintech, and reporting systems
- 100+
- RaftLabs delivery record
- average client rating across delivered projects
- 4.9/5
- Clutch, verified reviews
- every entity, asset class, and account consolidated into one reporting view, not rebuilt in spreadsheets each cycle
- One ledger
- Every family-office build
Consolidation should not be a spreadsheet exercise every reporting cycle
Wealth spread across banks, brokerages, private equity funds, and real estate means pulling statements from each source separately and reconciling them by hand. That work gets slower and riskier as the structure grows, not easier. We build the aggregation layer that removes the manual step entirely. That reporting layer is business intelligence built on your data, not a generic dashboard. The build itself is custom software sized to your structure.
Capabilities
What we build
Multi-custodian portfolio aggregation
Position and transaction data pulled from banks, brokerages, and fund administrators via API or structured statement parsing, scoped to the custodians you work with.
Consolidated reporting and dashboards
Reporting built around how your principals actually want to see their wealth: by entity, by asset class, by generation. Not a generic brokerage-style statement.
Entity structure and ownership tracking
Explicit tracking of trusts, LLCs, and foundations as first-class entities, so true ownership and beneficial interest is documented, not reconstructed from memory.
Multi-generational access control
Access scoped to principal, spouse, adult children, and staff, so each person sees what's appropriate for their role.
Cash flow and liquidity management
Consolidated cash-flow visibility across accounts and entities, supporting capital-call tracking, distribution scheduling, and liquidity planning.
Security architecture for sensitive data
Encryption at rest and in transit, role-based access controls, and audit logging for every system that processes sensitive financial and personal data.
How we work
From custodian mapping to live software
- Phase 101
Discovery and structure mapping
We map your custodian relationships, entity structure, reporting requirements, and access-control needs. You leave with a written scope and a fixed-price quote.
- Phase 202
Data architecture and integration design
We design the aggregation data model, the entity-relationship structure, and the integration layer for each custodian. Security architecture is designed alongside the data model.
- Phase 303
Build and review incrementally
You review working software as it is built. Aggregation, reporting, and access-control components are built and tested incrementally.
- Phase 404
Security testing and rollout
The platform runs against real portfolio data so your team can validate reporting accuracy before principals depend on it.
Terms
How the engagement works
- 01
The team that scopes it builds it
The engineers who map your custodian relationships also build the aggregation layer. No handoff after the contract is signed.
- 02
Fixed price before development starts
We scope the work, calculate the cost, and lock it in writing before any development starts.
- 03
Founded 2015
A track record building security-conscious financial platforms that process sensitive data with encryption, access controls, and audit trails designed in from the start.
- 04
You own the source code
No vendor lock-in after delivery. The codebase, and everything built into it, is yours.
The first decision is not what to build.
It is whether software is the right answer at all. We use four possible recommendations before discussing a development scope.
Buy
Run the build-vs-buy numbersUse a wealth aggregation platform when its custodians, entity support, and reporting fit your structure.
Repair
Keep the spreadsheet cycle when the structure is small and one person holds it together. Start with evidence: what the monthly reconciliation actually costs in time and risk.
Build
Own the aggregation layer when custodians, entities, and reporting needs do not fit any platform. Start with ending the manual reconciliation across custodians.
Wait
Do not build around an entity structure that is still being reorganized. Settle the structure, then aggregate it.
Not sure which path is yours? Bring it to a 30-minute call. Leave with the answer in writing.
What it costs
Every project starts at $10000.
The first phase builds the aggregation layer that ends the monthly spreadsheet reconciliation across your custodians and entities.
Starting investment
Starts at $10000
Scoped around your structure, entities, and reporting needs, agreed in writing. After a 30-minute call, you get a written build, buy, repair, or wait recommendation plus first-phase direction. Free, whether or not you build with us.
Work with us
Have a family office software project?
Tell us how your office consolidates reporting today, and where the gaps are. We'll scope a fixed-cost build.
- Scope and cost agreed before work starts. No surprises. No obligation.
- Working prototype within 3 weeks of kickoff.
- Pay by milestone. You see progress before each invoice.
- 60-day post-launch warranty. Bug fixes, UI tweaks, and deployment support. No retainer.
- All conversations are NDA-protected.
Common questions
Family office software consolidates a family's wealth data (held across banks, brokerages, funds, real estate, and trusts) into unified reporting, and typically tracks the entity structures wealth is legally held in, along with access control for different family members and staff.
Yes. Pulling position and transaction data from banks, brokerages, and fund administrators via API or structured statement parsing is the core of most requests in this space. We scope which custodians you work with during discovery.
Yes. We build the entity-relationship model around your family's actual structure (trusts, LLCs, foundations) during discovery, so true ownership is documented rather than reconstructed from memory.
We scope a fixed cost after discovery. Scope depends on the number of custodians, entity complexity, reporting needs, and access-control requirements.
Yes. Multi-generational access control is a standard requirement we build in from the start, so a principal, spouse, adult children, and staff each see only what is appropriate for their role.
Decide this explicitly before shortlisting vendors. A ledger-first system of record keeps accounting, entities, investments, workflows, and documents in one controlled system. An aggregation-first layer reports over an accounting engine that lives elsewhere. The choice shapes where reconciliation work happens, so make it deliberately.
AUM-based fees grow with family wealth. Prefer flat annual subscriptions or portfolio-count pricing, and compare the total cost over several years rather than the first-year figure.
Ask where data is hosted, who at the vendor can access it, and whether client data is used for benchmarking or public reporting. Give beneficiaries, accountants, tax advisors, and lawyers digestible reporting with access scoped to their role. Built-in document vaults, check-writing, and bill-pay keep families audit-ready.
Ask three questions. Where does the truth live: a ledger-first system of record, or an aggregation-first reporting layer? Does the pricing punish growth, or is the fee flat or portfolio-count? Who can access what: do beneficiaries, accountants, tax advisors, and lawyers each get appropriate visibility? The system must answer the principal-level question: where are we making money, and where are we losing it?
Established platforms are strong tools for offices whose needs fit their model. Custom software makes sense when your entity structure, reporting format, or custodian mix doesn't fit an off-the-shelf platform well. We help assess the right fit during discovery.