Insurance agency management software delivery, by the numbers
03
- week delivery cycles
- 14-22
This is not a client-facing quoting or servicing portal, that's a separate product. Insurance agency management software is the back-office operating system your agency runs on: every policy across every carrier, billing and invoicing, commission tracking against your agency's real producer splits, workflow automation, and the carrier connections that keep policy data current. An agent portal, if your agency has one, plugs into this system, it doesn't replace it. We build the operating system underneath, sized to your agency's actual structure instead of a template built for every agency at once.
Capabilities
What we build
01Policy management across every carrier
Every policy your agency writes tracked in one place, regardless of which carrier or MGA it's placed with, replacing the mix of AMS records and spreadsheets agencies default to when the incumbent platform doesn't fit.
Agency bill and direct bill handled the way your agency actually bills clients, with payment tracking and aging built around your process instead of a generic invoicing module.
03Commission tracking and reconciliation
Commission logic built around your agency's real split structure, tiered splits, overrides, and agency bill versus direct bill, so producers can reconcile what they're owed without a spreadsheet.
Renewal reminders, policy servicing tasks, and follow-ups automated around your agency's process, so nothing depends on someone remembering to check a spreadsheet.
05Carrier connections and data feeds
Download feeds and integrations with the carriers your agency places business with, scoped during discovery, keeping policy and billing data current without manual re-entry.
06Reporting built around how your agency runs
Production, retention, and commission reporting built around the numbers your agency actually reviews, not a fixed report template.
How we work
From workflow mapping to live software
- Weeks 1-3
01Discovery and workflow mapping
We map your agency's policy workflow, billing process, commission structure, and carrier mix. You leave with a written scope and a fixed-price quote.
- Weeks 3-6
02Data architecture and integration design
We design the policy and commission data model and the carrier integration layer, matched to your agency's actual structure rather than a generic AMS schema.
- Weeks 6-18
03Build in two-week sprints
You review working software at each sprint. Policy management, billing, and commission tracking are built and tested incrementally.
- Final 3-4 weeks
04Testing and rollout
The system runs against real policy and commission data so your team can validate reconciliation before producers depend on it.
Why us
Why agencies choose RaftLabs
01Senior engineers build what they scope
The engineers who map your commission structure and carrier mix also build the system. No offshore handoff after the contract is signed.
02Fixed price before development starts
We scope the work, calculate the cost, and lock it in writing before any development starts.
03Founded 2015, 100+ products shipped
A track record building financial back-office systems that handle policy, billing, and commission data with the reconciliation accuracy agencies depend on.
04You own the source code
No per-user licensing and no vendor lock-in after delivery. The codebase, and everything built into it, is yours.
Have an insurance agency management software project?
Tell us how your agency tracks policies, billing, and commissions today, and where the incumbent platform stops fitting. We'll scope a fixed-cost build.